Wealth Creation

Do You Want To?

  • Create wealth from property investment
  • Make extra provision for your pension
  • Buy a retirement home at a 50% discount
  • To get onto the property ladder before prices rise further
  • Find the best locations for an investment
  • Identify the best property in a particular location
  • Carry out due diligence before investing

What we will do for you

  • Act in your best interest at all times
  • Provide a free of charge 1 hour initial consultation
  • Pass on our extensive experience of the overseas market place so ensuring you have the best possible information to make an informed decision
  • Provide details of our exclusive “7 Best Invest” investment properties which are in our opinion the 7 best investment opportunities in the world today
  • If required, carry out an extensive search and find service for your ideal property
  • Only recommend properties that we would be happy to invest our money in, (and usually do).
  • Even if you do not buy from us we guarantee that we will leave you speaking well of us!

The 5 “Critical Criteria” of Property Investments

1. End Game

Decide what your end game is - what do you really want to achieve?

  • Capital gain
  • Income
  • Mixture of Capital Gain & Income

2. Exit Strategy

When do you want to realise your investment?

  • Short Term – within 5 years
  • Medium Term – 5 to 10 years
  • Long Term – longer than 10 years

3. Available Investment Funds

What money do you have to invest?

  • Liquid cash available quickly
  • Equity release
  • Other

4. Attitude to Risk & Reward

  • Higher Risk - normally this is often a speculative investment in an emerging market where there are unknown factors and where it is hoped one can be ahead of the pack and make high returns. The risk factor is that it might just not happen or that one of the unknowns might bite you in the bum! Like any gamble one must be prepared for a loss as well as a win.
  • Medium Risk – this is likely to have been an emerging market previously but now the risk factor will have greatly reduced as the market will have matured somewhat. The rewards might be a little lower but this is less of a gamble and more a safe investment
  • Low Risk – where all factors are well known. Mature markets with a good track record and current forecast of delivering acceptable investor’s profits. The risk is extremely low thus a very safe investment.  (See also Location, Location, Location)

5.  Stick with the 3 fundamental rules of “Creating Real Wealth”

There is only one method of creating real wealth and everybody who has done it successfully consciously or unconsciously, does it. These are the 3 rules:

  • Acquire assets that increase in value over time.
    This could be stocks and shares, a pension fund, fine art, your own company or property
  • That you don’t labour in.
    This excludes a business that you own and are an essential element in. If the business runs and makes money without you then it is saleable and an asset otherwise it is a just a self employed job. Property other than the home you live in is one of the best assets on this planet as over time they have increased in value in virtually all markets.
  • Using other people’s money
    The best example is a mortgage on a property where the bulk of the purchase is funded by a bank or building society. This allows you to “gear up” your investment and make a profit on an amount (the house value) very much higher than on your portion of the investment (your deposit).  

See also the classic book on wealth creation “Rich Dad Poor Dad”

“Over the years I have resisted the blandishments of many overseas property companies seeking to have their wares displayed at my office but having seen what Invest in Property 4 Less have to offer I am happy wholeheartedly to endorse their service.”
“Having for many years been looking for an investment property in Spain and having viewed properties in Costa del Sol and the Costa Blanca with many agents large and small, I am overjoyed to have found a local agency I could trust. ”
- Stephen Price